Investors
Renting still runs on documents, and documents can now be faked for free. VFIntel connects the renter, the landlord, the bank, the insurer and the credit company through one shared record of who the renter is and the rent they actually paid. The way a land title office keeps the one trusted record of who owns a home, VFIntel keeps the one trusted record of the lease.
The story in six
One
About 50 million rented homes in Canada and the US ran on paperwork, because paperwork was hard to fake.
Two
A perfect pay stub, reference or fake identity now costs nothing to produce. What everyone used to trust is gone.
Three
Bank, insurer, lender, credit bureau, landlord: each is licensed to see just one piece of the picture. The fix is a company built to connect them, not a smarter background check.
Four
It cannot sign an agreement with a bank, hold a licence, or move a dollar. The answer is a company.
Five
Twelve months of rent that was actually paid. A fake identity cannot produce that. We record it.
Six
Payments, banking, insurance, credit, identity and rental rules. Copying the screens takes months. Getting all those licences takes years.
What is different
Payments, banking, insurance, credit, identity and rental rules under one roof. The licences and agreements take years; the screens take months.
Every payment, policy and application is checked first. When the answer is no, the reason and the proof come with it. No AI in that decision.
Identity earned month after month from rent that actually moved, not a document checked once. The longer it runs, the harder it is to copy.
Identity and deposit warranties that exist because the renter is verified continually. New products for insurers, new reasons for landlords to choose us.
The founder
Founder of Carta Worldwide and of Mint, the first mobile payments company in North America, which issued the first prepaid contactless Mastercards anywhere and put the first smart cards with mobile features and chip access in people's hands. CEO, North America at OpenWay and co-founder and Chief Strategy Officer at HPS, whose platforms banks, card processors and payment networks around the world run their card and payment operations on. Five companies founded, multiple exits, 25 years in payments and financial technology, two digital banks among them. The team, board and advisers are in the investor room.
Who is already in
Senior leaders from the Canadian life and property insurance industry, as directors, advisers and investors.
A family office real estate network that leads the round and brings the first buildings.
Early stage funds and fintech founders who have built and sold in payments and banking.
Names, the decks, the numbers and a look at the platform are in the investor room. The full team and board are on the Company page.
Where we are
VFIntel is built and running on test data. It is not yet connected to the payment network, because the banking agreements carry capital requirements that are met when the round closes. Deployment begins on close, with property managers and their renters first, in Q4 2026.
The investor room
The pitch deck, the market sizing with its sources, the financial model, the team by name, and the platform itself running on test data. Sign in if you have access. Ask for it if you do not.
VFIntel