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VFIntel
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For banks and lenders

Price the individual, not the postal code.

Rent is the largest bill most people pay, and almost none of it reaches a bureau. VFIntel keeps a true, consented payment history behind every lease.

See a demo How it works
Income, 12 months
Steady

Because the record exists, you can now

Consent that is easy to get

The person benefits from sharing it.

Income from the bank, not a PDF

Twelve months of deposits, read from the account.

A true payment history

Rent paid on time, month after month.

An account and a card

For the person the paperwork could not see.

How it works

How it works for you

1. The renter consents

One tap, with a clear reason.

2. The record answers

Identity, income and rent history.

3. You decide

Your rules, your price.

4. Rent keeps reporting

Designed to report to all three bureaus.

VFIntel does not lend or hold deposits.

What you see

Bank-checked income, at a glance.

Twelve months of deposits, the lowest balance, and missed payments at 30, 60 and 90 days. The renter cannot edit it.

What you seeSample
Deposits, 12 months
$3,900
Average month
$1,240
Lowest balance
0
Missed payments
About
0 million
US consumers are credit invisibleCFPB.
0%
of rent payments reach no bureauTransUnion, September 2025.
2026
VantageScore 4.0 and FICO 10T accepted for mortgagesNew mortgage scoring models accepted from April 2026. FHFA.

We work with banks and lenders directly.

Talk to us
See it working

Fifteen minutes. A direct answer.

We walk you through the record from your side of the lease, on showcase data.

See a demo See pricing

Built and running on test data. We open in Q4 2026, projected on close of the round.