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About VFIntel

VFIntel connects the lease.

We are the financial system of record for the rental economy. One connected record of money, insurance and identity sits in the middle of every lease, and every side reads from it.

RenterPays and builds a history
LandlordGets paid, with proof
Property officeBooks that balance
One record
  • Money
  • Insurance
  • Identity
Written when the money moves
BankMoves the rent
InsurerInsures at signing
Bureau and lenderSees a true history
What it isThe financial system of record for the rental economy.

One connected record of money, insurance and identity behind every lease.

Where it fitsIn the middle of every lease.

Between the renter, the landlord or office, the bank, the insurer, and the bureau and lender. None of them shares a file today.

What it doesChecks once, moves the rent, keeps the proof.

Insurance in place at signing, rent designed to build credit, and the rules of each province and state kept.

The people behind it

Built by people who have run regulated financial companies before.

Senior operators from payments, insurance, banking and data, with a board that has run some of the largest financial companies in Canada.

The team

Robert ElenskyRobert ElenskyFounder and CEOFounder of Carta Worldwide, and of Mint, which issued the first prepaid contactless Mastercards anywhere. Five companies founded, 25 years in payments.
Joan BaronJoan BaronVP InsuranceInsurance executive with deep carrier and distribution experience. Leads carrier and broker partnerships.
Nick SeelertNick SeelertAI and dataBuilds regulated data systems for financial institutions.
Parth BhavsarParth BhavsarOperationsOperations experience inside four global financial institutions. Owns integrations and partner onboarding.
Danielle GraffunderDanielle GraffunderCompliance and bankingBank agreements, card issuing and processor oversight.

Board and advisers

Mike DoughtyMike DoughtyBoard directorFormer President and CEO of Manulife Canada, former head of John Hancock, former Chair of the Canadian Life and Health Insurance Association.
Sean GildaySean GildayAdviserFormer VP Strategic Partnerships at RGAX, part of RGA. 25 years in global insurance. VP, Head of Network at ManchesterStory.
Noam EdellNoam EdellBoardPresident and Founder of Clanton Capital, a Toronto real estate technology investor and family office.
Chris AlbinsonChris AlbinsonBoard and adviserFounder of True North Fund, co-founder of C100, former CEO of Communitech.
Backed by Clanton Capital AltaIR Capital and a family office real estate network behind Clanton Capital.
Art of Pay Inc., operating as VFIntelToronto, Canada. Banking, insurance and credit products are provided through regulated partners; VFIntel does not underwrite, lend or hold deposits.info@vfintel.com

Built and running on test data. We open in Q4 2026, projected on close of the round.

See it working

Fifteen minutes. A direct answer.

We walk you through the record from your side of the lease, on showcase data.

See a demo See pricing