Cheaper operations
Fraud defence on the rail, not in your inbox
Identity and income are verified continuously on live financial rails. You stop paying for forensic PDFs and pay stubs that a bad actor can fabricate in fifteen minutes.
Real estate partners
Three operators. Three distinct problems. One spine.
Landlords, property management companies, and property management software platforms sit on the same lease, but they do not want the same thing from it. VFIntel is structured so each one can pull exactly the value their business cares about, through the same regulated financial architecture.
01 · Landlords & owners
Lower cost per unit.
Less fraud. Fewer vacancy cycles. Insurance that stays on. No new software to install.
Read the landlord view02 · Management companies
One system, not six.
Identity, payments, insurance, credit, screening, and fraud, consolidated into one contract and one reconciliation.
Read the PMC view03 · Software platforms
Control the narrative.
White-labelled, API-native, revenue-shared. Your customer, your surface, our regulated spine.
Read the PMS view01 · Landlords & owners
Every dollar that leaks, leaks through you.
When a fraudulent application makes it to a signed lease, the landlord absorbs the incident. When insurance lapses, the landlord carries the loss. When a unit sits empty because a good tenant left, the landlord eats the vacancy. VFIntel closes those leaks without adding a system for you to run.
01 · Fraud incident
$25 to 50K
Average cost of a single fraudulent-application eviction, turnover, and legal cycle.
02 · Insurance lapse
55%
Of lease-required renters policies silently cancel within twelve months. The landlord discovers on loss.
03 · Vacancy cycle
30 to 60 days
Typical days-to-release after a turnover, plus marketing and screening cost per re-entry.
04 · Good-tenant churn
100%
Of on-time payment history is lost to the landlord when a traditional tenant leaves. Credit never built.
Less lapse
Insurance that cannot silently cancel
Coverage is attached inside the lease-signing workflow and monitored on the same rail the rent pays through. Compliance moves from 55% to near-100%, without you chasing certificates.
Less turnover
On-time rent reports to all three bureaus
Your good tenants build credit by staying put. That is a reason to renew that costs you nothing, and the competing landlord across the street cannot offer it.
Less paperwork
Wallet-verified applicants arrive pre-qualified
A VFIntel-verified renter shows up with identity, income signal, insurance readiness, and rent history already on file. Fewer application cycles, less screening spend, shorter time-to-lease.
Less liability
Deposit replacement, when it fits
A small, monthly, insured alternative to a deposit can lower move-in friction and widen the applicant pool without lowering your coverage threshold.
Less hassle
Nothing new to install
No extra login. No dashboard to babysit. You access VFIntel through the PMS already in place, or through the Wallet the renter brings, or direct if you prefer.
How access works
Through your existing property management software, through the renter's VFIntel Wallet, or direct. No separate system of record, no re-keying, no second reconciliation.
Landlord enquiry
Model the partnership
Vacancy days recovered, rent-on-time value, screening cost replaced - the owner-operator spine, sized per-unit.
Model your units02 · Property management companies
One contract. One reconciliation. One accountable rail.
A mid-market PMC running 5,000 to 50,000 units typically manages six separate vendors to deliver one lease: identity, screening, payments, insurance, credit furnishment, and fraud defence. VFIntel is the single regulated surface that carries all six, inside the software you already use to run the portfolio.
Six vendor relationships collapse to one.
You already pay for every one of these. You manage six contracts, six data exports, six reconciliations, six security reviews, and six renewal cycles.
VFIntel runs every one of those functions through a single regulated integration, revenue-shared, with one accounting export and one partner to call when something needs explaining.
01
One-stop accounting
Payments, deposits, insurance premiums, and embedded-product revenue share reconcile through a single export.
02
$10K identity warranty
Continuous identity verification backed by a warranty that pays if the identity fails post-signing.
03
Insurance at 100%, not 55%
Coverage attached inside the signing workflow and monitored on the payment rail. Compliance stops drifting.
04
Rent reporting as retention
Good tenants build credit by staying. Measured lift on renewal rates, portfolio-wide.
05
Cross-property portability
Tenants move between properties in the same portfolio without re-verification friction.
06
Early-warning payment signal
Live payment behaviour surfaces at-risk tenants before the thirtieth-day notice, not after it.
07
Embedded revenue share
Insurance, credit, and verified-payment products return a recurring share, not a line item on the expense side.
08
One vendor diligence cycle
Security, compliance, and privacy reviews run once, for one partner, instead of six per renewal.
Model the partnership
Platform revenue share, uninsured loss avoided, re-lease velocity gain - directional math on your unit count.
Model your portfolio03 · Property management software
You run the operating system. We run the financial rail underneath it.
Property management software is the operating system of the rental economy. VFIntel is not a replacement for that operating system. It is the regulated financial layer that lives underneath it, carried through your surface, branded as yours, and shared on the revenue side.
We do not compete with you. We make you better.
Most fintech partners show up trying to own a sliver of your workflow. VFIntel is the opposite pattern - a regulated horizontal spine that your platform carries. Nothing we do replaces anything you do.
Stays with the PMS
- Lease workflow, digital signing, and document-of-record
- Tenant, property, and unit master record
- Maintenance tickets, work orders, vendor dispatch
- Tenant communications, portal, and mobile app surface
- Accounting ledger, trust accounting, owner statements
- The operator relationship, the contract, the brand
Carried by VFIntel
- Payments licensing, ACH rail, and card processing infrastructure
- Bank sponsorship and money-movement compliance
- Carrier and MGA agreements for embedded insurance
- Credit bureau furnishment for all three bureaus
- Continuous identity verification and fraud defence
- The regulated spine, white-labelled inside your surface
01 · Integrate once
One API, white-labelled
A single integration surfaces the full six-domain stack inside the PMS. Insurance, rent reporting, identity, payments, and fraud all carry your brand, your colours, and your support path.
02 · Share the revenue
A recurring line, not a licence fee
Every embedded insurance policy, credit product, and verified-payment event originated inside your platform returns a recurring share. It shows up on your P&L as revenue, not as a cost centre.
03 · Control the narrative
Differentiation the competing PMS cannot copy overnight
The landlord and PMC you serve will eventually demand continuous fraud defence, embedded insurance at 100%, and rent reporting that attaches to the lease. You can either build that from nothing or carry it through a partner who has already done the regulated work.
Model the partnership
Revenue share per activated unit, PMC retention lift, embedded-finance R&D you don't have to build.
Model the PMS opportunityPartnership
Fifteen minutes. One direct answer.
Tell us whether you're a landlord, a property management company, or a property management software platform, and bring the sharpest question about how the integration would look inside your specific operation.