/* VFIntel site, design language 2026-09-13. One hand, one system. */
:root{
  --paper:#F7F5F0; --paper-2:#EFEBE3; --ink:#141A22; --ink-2:#5B6470; --line:#DAD4C8; --white:#FFFFFF;
  --pay:#3457D5; --ins:#D9553F; --cred:#D9A21B; --id:#1F7A57; --bank:#2A3557; --lease:#1E8FA0;
  --pay-t:rgba(52,87,213,.10); --ins-t:rgba(217,85,63,.10); --cred-t:rgba(217,162,27,.12); --id-t:rgba(31,122,87,.10); --bank-t:rgba(42,53,87,.10); --lease-t:rgba(30,143,160,.10);
  --shadow:0 18px 50px rgba(20,26,34,.10); --shadow-lg:0 30px 80px rgba(20,26,34,.14);
  --font:"Instrument Sans","Helvetica Neue",Arial,sans-serif;
  --radius:28px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--font);font-size:19px;line-height:1.5;-webkit-font-smoothing:antialiased}
img,video{max-width:100%;display:block}
a{color:inherit}
.wrap{max-width:1240px;margin:0 auto;padding-inline:24px}
.wrap-wide{max-width:1400px;margin:0 auto;padding-inline:24px}
section{padding-block:120px}
.band{background:var(--paper-2)}
.eyebrow{font-size:14px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-2);margin:0 0 18px}
h1{font-size:clamp(48px,7vw,96px);line-height:.98;letter-spacing:-.035em;font-weight:700;margin:0;text-wrap:balance}
h2{font-size:clamp(38px,4.6vw,64px);line-height:1.02;letter-spacing:-.03em;font-weight:700;margin:0 0 20px;max-width:18ch;text-wrap:balance}
h3{font-size:30px;letter-spacing:-.01em;font-weight:600;margin:0 0 10px}
.lead{font-size:clamp(20px,1.8vw,28px);line-height:1.38;max-width:62ch;margin:0}
.lead b{font-weight:600}
.muted{color:var(--ink-2)}
p{margin:0 0 14px}
.src{font-size:15px;color:var(--ink-2);margin-top:18px}
.photo{border-radius:var(--radius);object-fit:cover;box-shadow:var(--shadow)}
.frame{border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-lg);background:var(--paper-2);aspect-ratio:16/9;width:100%}
.frame video,.frame iframe{width:100%;height:100%;object-fit:cover;display:block}
.frame.dark{background:#0B0E12}
.tile{background:var(--white);border-radius:24px;padding:32px 36px;box-shadow:var(--shadow)}
.tile.flat{background:var(--paper-2);box-shadow:none}
.tile h4{margin:0 0 8px;font-size:24px;font-weight:600;letter-spacing:-.01em}
.tile p{margin:0;font-size:18px;line-height:1.45;color:var(--ink-2)}
.grid{display:grid;gap:24px}
.g2{grid-template-columns:repeat(2,1fr)} .g3{grid-template-columns:repeat(3,1fr)} .g4{grid-template-columns:repeat(4,1fr)}
.stat{font-size:clamp(48px,6vw,92px);font-weight:700;letter-spacing:-.04em;line-height:1;font-variant-numeric:tabular-nums}
.stat-l{font-size:19px;line-height:1.35;margin-top:10px;max-width:38ch}
.chip{display:inline-flex;align-items:center;gap:10px;font-size:16px;font-weight:600;padding:10px 18px;border-radius:999px;background:var(--white);box-shadow:var(--shadow)}
.dot{width:12px;height:12px;border-radius:50%;display:inline-block;flex:none}
.c-pay{color:var(--pay)} .c-ins{color:var(--ins)} .c-cred{color:var(--cred)} .c-id{color:var(--id)} .c-bank{color:var(--bank)} .c-lease{color:var(--lease)}
.b-pay{background:var(--pay)} .b-ins{background:var(--ins)} .b-cred{background:var(--cred)} .b-id{background:var(--id)} .b-bank{background:var(--bank)} .b-lease{background:var(--lease)}
.stripe{height:6px;border-radius:3px}
/* header */
.hdr{position:sticky;top:0;z-index:20;background:rgba(247,245,240,.82);backdrop-filter:saturate(1.2) blur(14px);border-bottom:1px solid rgba(218,212,196,.6)}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;height:72px}
.brand{font-weight:700;font-size:22px;letter-spacing:-.02em;text-decoration:none}
.nav{display:flex;gap:26px;font-size:16px;font-weight:500}
.nav a{text-decoration:none;color:var(--ink-2)} .nav a.on,.nav a:hover{color:var(--ink)}
.btn{display:inline-flex;align-items:center;gap:10px;background:var(--ink);color:var(--paper);text-decoration:none;font-weight:600;padding:14px 22px;border-radius:999px;font-size:17px}
.btn.ghost{background:transparent;color:var(--ink);border:1.5px solid var(--line)}
/* footer */
.ftr{padding-block:64px 48px;border-top:1px solid var(--line);font-size:14px;color:var(--ink-2);line-height:1.5}
.ftr .wrap{display:grid;gap:24px}
/* reveal */
.rv{opacity:1;transform:none}
@media (prefers-reduced-motion:no-preference){
  .rv{opacity:0;transform:translateY(18px);transition:opacity .7s ease,transform .7s ease}
  .rv.in{opacity:1;transform:none}
}
/* phone */
@media (max-width:820px){
  body{font-size:17px}
  section{padding-block:64px}
  .g2,.g3,.g4{grid-template-columns:1fr}
  .tile{padding:24px}
}

/* round 3: logo lockup, benefit blocks */
.brand{display:inline-flex;align-items:center;gap:9px}
.brand .mark{height:28px;width:auto;display:block}
.now{background:var(--white);border-radius:24px;padding:26px 30px;box-shadow:var(--shadow)}
.now h4{margin:0 0 12px;font-size:20px;font-weight:600;letter-spacing:.02em}
.now ul{margin:0;padding:0;list-style:none}
.now li{padding:10px 0;border-top:1.5px solid var(--line);font-size:18px;line-height:1.4}
.now li b{font-weight:600}

/* menu on phone and tablet */
.menu-btn{display:none;width:44px;height:44px;border:1.5px solid var(--line);border-radius:12px;background:#fff;align-items:center;justify-content:center;cursor:pointer;padding:0;margin-left:auto}
.menu-btn span,.menu-btn span::before,.menu-btn span::after{display:block;width:20px;height:2px;background:var(--ink);border-radius:2px;position:relative;transition:transform .2s ease,opacity .2s ease;content:""}
.menu-btn span::before{position:absolute;top:-6px} .menu-btn span::after{position:absolute;top:6px}
body.menu-open .menu-btn span{background:transparent}
body.menu-open .menu-btn span::before{transform:translateY(6px) rotate(45deg)}
body.menu-open .menu-btn span::after{transform:translateY(-6px) rotate(-45deg)}
@media (max-width:1023px){
  .hdr .wrap{gap:12px}
  .menu-btn{display:flex}
  .nav{display:none;position:absolute;left:0;right:0;top:72px;height:calc(100vh - 72px);background:var(--paper);flex-direction:column;gap:0;padding:12px 20px 40px;overflow:auto;z-index:30;border-top:1px solid var(--line)}
  body.menu-open .nav{display:flex}
  body.menu-open{overflow:hidden}
  .nav a{font-size:22px;font-weight:600;color:var(--ink);padding:16px 4px;border-bottom:1.5px solid var(--line)}
  .nav a.btn{margin-top:16px;border:0;padding:16px 20px;border-radius:16px;text-align:center;justify-content:center;font-size:18px !important}
  .nav a.btn.ghost{border:1.5px solid var(--line);margin-top:20px}
  .nav a.btn:not(.ghost){color:#fff}
  .nav .who{padding:18px 4px;font-size:18px}
  .nav span{display:block}
}
/* tablet */
@media (min-width:821px) and (max-width:1023px){
  .wrap{padding-inline:32px}
  .g4{grid-template-columns:1fr 1fr}
}