A founding team engineered to bridge complex operations with a regulated Fintech execution
Robert Elensky, CEO
Fintech, Banking & Payments;Veteran founder of 2 digital banks & 2 payment processors.
Parth Bhavsar, COO
Operations & Compliance;Scaled operations from inception at 4 global digital banks.
Nick Seelert, CTO & AI
Data Science & Risk; Co-founder & CTO of Senso.AI.
Joan Baron, VP Insurance
Insurance Distribution & Partnerships;Co-operators Life & Health, MGA channel expert.
Board / Investors: Mike Doughty (former CEO, Manulife Canada), Chris Albinson (Managing Partner, True North Fund), Noam Edell (Managing Partner, Clanton Capital), Igor Ryabenkiy (Managing Partner, Altair)
The Real Estate Ecosystem is shatteredāand everyone pays the price.
A System of Silos, A Cycle of Inefficiency.
Property Managers & Landlords
High administrative burden, chasing payments, managing lapsed insurance, and delinquency risk.
Insurance
Inefficient distribution, low adoption of renters, insurance, and high risk of policy lapse due to nonpayment.
Lenders
Lack of data to underwrite confidently, missing out on a massive market of "credit invisible" but reliable individuals.
Renters
Disjointed payments, lack of access to fair credit, and a financial history that goes unrecognized.
Vertical Fintel: New Category of Real Estate Financial Services
Vertical Fintelligence represents a groundbreaking approach to applying financial intelligence directly within the real estate vertical. It signifies a pivotal shift from today's fragmented, siloed services to a unified, horizontal platform, defining a new category of company poised to transform the entire real estate ecosystem.
We Don't Replace PropTech. We Supercharge It.
Incumbent Property Management Systems (PMS) are architecturally limited, unable to create the unified financial proļ¬les needed for next-gen services.
65 Million Renters Trapped in a Fragmented System.
75%
75% of renters now demand a single integrated app for all rental tasks
78%
Over 78% of US rent is still paid by check or money order, creating massive operational friction.